The Real Damage http://therealdamage.com/wp Mon, 03 Sep 2012 14:03:26 +0000 en hourly 1 http://wordpress.org/?v=3.3.2 Welcome back students! http://therealdamage.com/wp/2012/09/welcome-back-students/?utm_source=rss&utm_medium=rss&utm_campaign=welcome-back-students http://therealdamage.com/wp/2012/09/welcome-back-students/#comments Mon, 03 Sep 2012 14:00:53 +0000 Kyle Reiach http://therealdamage.com/wp/?p=139 Remember to start off the school year right! If you don’t already have one, statistics say you’re going to be signing up for a credit card in the near future. Your bombarded with offers as you walk through the halls of your school at this time of year. Before you sign up for a credit, look around at all the other options you have. The ones being thrown in your face at school are all high interest cards. Use the internet first to research your options before you dive in!

Have a great year!

Be sure to also checkout my sister site, http://daystopay.com

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10 ways to save $500 each month! http://therealdamage.com/wp/2011/10/10-ways-to-save-500-each-month/?utm_source=rss&utm_medium=rss&utm_campaign=10-ways-to-save-500-each-month http://therealdamage.com/wp/2011/10/10-ways-to-save-500-each-month/#comments Tue, 11 Oct 2011 00:52:45 +0000 Kyle Reiach http://therealdamage.com/wp/?p=90 Sympatico via Yourmoney.com brings us yet another insightful article on how to save money by cutting monthly expenses. The problem is, they assume you are already doing everything wrong with your finances. I could just as easily tell you how to save $1000 a month… by not buying things that cost you $1000 a month!

Brilliant.

Unless you live close enough to work to ride your bike and happen to drive your car, or you are willing to give up the family pet, then this article is pretty much worthless.

http://yourmoney.ca/Advice/Galleries/save_500_dollars_per_month

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Cut your spending on household items http://therealdamage.com/wp/2011/07/cut-your-spending-on-household-items/?utm_source=rss&utm_medium=rss&utm_campaign=cut-your-spending-on-household-items http://therealdamage.com/wp/2011/07/cut-your-spending-on-household-items/#comments Wed, 20 Jul 2011 20:29:15 +0000 Kyle Reiach http://therealdamage.com/wp/?p=87 Forbes brings us an interesting article entitled Household Items You’re Paying Too Much For which is a great reminder that you can save a lot of money just by buying no-name brands and some products in bulk. Getting out of debt is a process, and following the advice of this article should defiantly be something to consider.

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The Library, The Land Of The Free (Stuff) http://therealdamage.com/wp/2011/06/the-library-the-land-of-the-free-stuff/?utm_source=rss&utm_medium=rss&utm_campaign=the-library-the-land-of-the-free-stuff http://therealdamage.com/wp/2011/06/the-library-the-land-of-the-free-stuff/#comments Sat, 25 Jun 2011 05:37:29 +0000 Kyle Reiach http://therealdamage.com/wp/?p=23 Your local library isn’t that stuffy old place you were forced to visit as a kid. Today’s libraries are a treasure trove of media and services which are completely free to use. From DVD to geneaology databases, your local library can save you a boatload of money, while helping you pay off your debt.

13 things that are free at the library

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Debt Visualization Tool Gets A New Look http://therealdamage.com/wp/2011/06/hello-world/?utm_source=rss&utm_medium=rss&utm_campaign=hello-world http://therealdamage.com/wp/2011/06/hello-world/#comments Thu, 23 Jun 2011 18:25:54 +0000 Kyle Reiach http://therealdamage.com/wp/?p=1 It’s that time of year again where the site gets a fresh new update. This year we bring you a brand new template, faster calculation and a new section aimed at featuring helpful information for managing your own debt and keep yourself in the black.

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The Wall Street Journal http://therealdamage.com/wp/2010/08/the-wall-street-journal/?utm_source=rss&utm_medium=rss&utm_campaign=the-wall-street-journal http://therealdamage.com/wp/2010/08/the-wall-street-journal/#comments Sun, 01 Aug 2010 05:26:09 +0000 Kyle Reiach http://therealdamage.com/wp/?p=18 A reporter from the Wall Street Journal interviewed me via email regarding The Real Damage Calculator and how it works. She’s writing an article on the new laws governing credit card reform and thought that my website would be an interesting side piece.

New Law Forcing Credit-Card Issuers to Play Fair

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The Consumerist Calls Us A “Reality Check” http://therealdamage.com/wp/2010/07/the-consumerist-calls-us-a-reality-check/?utm_source=rss&utm_medium=rss&utm_campaign=the-consumerist-calls-us-a-reality-check http://therealdamage.com/wp/2010/07/the-consumerist-calls-us-a-reality-check/#comments Mon, 19 Jul 2010 02:17:30 +0000 Kyle Reiach http://therealdamage.com/wp/?p=83 The Consumerist, a website owned by Consumer Reports has written about our tool calling it a “Reality Check”. The reader reviews are quite funny as it becomes apparent that the vocal nay-Sayers can’t be bothered to even read the description of the site before posting a negative comment. The positive emails and link-backs I’ve received paint a different picture.

Force A Reality Check With This “Real Cost” Credit Card Tool

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