Credit Cards

Enter information on your credit cards or loans. Only for those that you are carrying debt. APR means your Annual Percentage Rate which can be any where between %5 to 29.9%. Balance is the amount you still owe on that card. Min. Payment is how your card calculates what your minimum payment is. Usually, this is Interest + 1% of balance.

Play with the number to suite your own situation. You'll be surprised how it all adds up!

APR	Balance	Min. Payment
		Interest + 1% Balance Interest + 2% Balance Interest + 3% Balance Interest + 4% Balance Interest + 5% Balance
		Interest + 1% Balance Interest + 2% Balance Interest + 3% Balance Interest + 4% Balance Interest + 5% Balance
		Interest + 1% Balance Interest + 2% Balance Interest + 3% Balance Interest + 4% Balance Interest + 5% Balance
		Interest + 1% Balance Interest + 2% Balance Interest + 3% Balance Interest + 4% Balance Interest + 5% Balance
		Interest + 1% Balance Interest + 2% Balance Interest + 3% Balance Interest + 4% Balance Interest + 5% Balance

Additional Payments

Some people prefer to make additional extra payments on their credit cards each month. Total up how much extra you pay on all your cards each month and enter it into the field below.

The amount you enter will be subtracted from the card with the highest interest rate each month as we calculate your Real Damage!

Monthly Payment Options
Additional Monthly Payment